1. Start Your Application
2. Receive Your Free Quote
3. Buy Your Surety Bond
Most Popular Surety Bonds in North Carolina
Find Your North Carolina Surety Bond
Do you need more information about the North Carolina surety bond requirements? Call our bond experts at (877)-514-5146 to learn more.
How Much Does a North Carolina Surety Bond Cost?
Surety bond premium costs in North Carolina can vary greatly, depending on the type and size of the bond amount. For example, auto dealers need a $50,000 bond, which can cost as little as $500. By comparison, a mortgage broker needs a $75,000 bond, which can cost as low as $750.
Factors like the strength of your business and your credit score can affect the amount of the bond premium. Typically, with a good credit score, you can expect to pay between 1% and 3% of the total bond amount.
Here’s a rundown of the top surety bonds in North Carolina and how their premiums change based on your credit score.
Surety Bond Cost Based on Credit Score |
||||
Surety Bond Name |
Surety |
Over |
Between |
Below |
Freight Broker Bond |
$75,000 |
$750 - |
$2,250 - |
$3,750 - |
North Carolina Auto Dealer Bond |
$50,000 |
$500 - |
$1,500 - |
$2,500 - |
North Carolina Contractor License Bond |
$175,000 |
$1,750 - |
$5,250 - |
$8,750 - |
North Carolina Mortgage Broker Bond |
$75,000 |
$750 - |
$2,250 - |
$3,750 - |
North Carolina Collection Agency Bond |
$10,000 |
$100 - |
$300 - |
$500 - |
North Carolina Money Transmitter Bond |
$150,000 |
$1,500 - |
$4,500 - |
$7,500 - |
How to Get a Surety Bond in North Carolina
1. Determine the Surety Bond You Need
Surety bond requirements differ by location, trade, and other factors, including federal, state, and local regulations. For freight broker bonds, consult the FMCSA. State-level bond requirements for North Carolina can be found through the links below.
We recently helped a contractor in Charlotte get bonded. He was getting frustrated with the licensing process and wasn’t sure how to get a bond. We helped him get the correct amount so he could move forward and receive his license. We make the bonding process as quick and hassle-free as possible.
2. Apply for Your Bond Online
Our online application is fast and simple. We just need some basic information about your business and the type of bond you need, and we can process your request.
3. Get a Bond Premium Quote
In most cases, we can give you a premium quote very quickly. However, depending on the complexity of the bond and your situation, it may take up to 24 or 48 hours to get a quote. We always guarantee that you’re getting the best quote possible every time.
4. Pay the Bond Premium
Once you pay your premium, we’ll email the bond to you. If you need a hard copy, we can send one to you.
Other North Carolina Surety Bonds
Resources
North Carolina License Info
Lance Surety Bonds is licensed to underwrite surety bonds in North Carolina.
About Us

What Our Clients Have To Say?
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!
We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!
Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!
Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!