North Carolina Surety Bonds

Complete Guide to getting Bonded in North Carolina

Customer Reviews

1. Start Your Application

Fill out the online application form

2. Receive Your Free Quote

You will be sent your quote in minutes

3. Buy Your Surety Bond

We offer secure payment options
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    Possible to get bonded with bad credit
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    Fast and secure online application
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    Lowest rates on all bonds
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    100% money back guarantee

Most Popular Surety Bonds in North Carolina

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Freight brokers from all states need to post a $75,000 bond to launch their business in legal compliance.
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Auto Dealer Bond
Auto dealers in North Carolina must carry a $50,000 bond. For each additional dealership, they need an extra $25,000 bond.
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Contractor License Bond
General contractors in North Carolina require bonds ranging from $175,000 to $1,000,000 to ensure compliance with building codes and ordinances.
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Mortgage Broker Bond
Mortgage brokers in North Carolina need a bond between $75,000 and $250,000 (depending on the amount of mortgage loans) in order to get licensed.
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Collection Agency Bond
In North Carolina, domestic and foreign collection agencies require a $10,000 bond, while alien collection agencies need a $20,000 bond.
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debt-collection
Money transmitters in North Carolina must post a bond of $150,000 to $250,000, depending on transmission volume.

Find Your North Carolina Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.

Do you need more information about the North Carolina surety bond requirements? Call our bond experts at (877)-514-5146 to learn more.

How Much Does a North Carolina Surety Bond Cost?

Surety bond premium costs in North Carolina can vary greatly, depending on the type and size of the bond amount. For example, auto dealers need a $50,000 bond, which can cost as little as $500. By comparison, a mortgage broker needs a $75,000 bond, which can cost as low as $750. 

Factors like the strength of your business and your credit score can affect the amount of the bond premium. Typically, with a good credit score, you can expect to pay between 1% and 3% of the total bond amount. 

Here’s a rundown of the top surety bonds in North Carolina and how their premiums change based on your credit score. 
 

Surety Bond Cost Based on Credit Score

Surety Bond Name

Surety
Bond
Amount

Over
700

Between
600 - 699

Below
599

Freight Broker Bond

$75,000

$750 -
$2,250

$2,250 -
$3,750

$3,750 -
$7,500

North Carolina Auto Dealer Bond

$50,000

$500 -
$1,500

$1,500 -
$2,500

$2,500 -
$5,000

North Carolina Contractor License Bond

$175,000

$1,750 -
$5,250

$5,250 -
$8,750

$8,750 -
$17,500

North Carolina Mortgage Broker Bond

$75,000

$750 -
$2,250

$2,250 -
$3,750

$3,750 -
$7,500

North Carolina Collection Agency Bond

$10,000

$100 -
$300

$300 -
$500

$500 -
$1,000

North Carolina Money Transmitter Bond

$150,000

$1,500 -
$4,500

$4,500 -
$7,500

$7,500 -
$15,000

* This table provides a ballpark estimate of potential bond costs. Bond pricing can fluctuate over time due to a number of factors. For exact pricing, please complete an application.

How to Get a Surety Bond in North Carolina

1. Determine the Surety Bond You Need

Surety bond requirements differ by location, trade, and other factors, including federal, state, and local regulations. For freight broker bonds, consult the FMCSA. State-level bond requirements for North Carolina can be found through the links below.

We recently helped a contractor in Charlotte get bonded. He was getting frustrated with the licensing process and wasn’t sure how to get a bond. We helped him get the correct amount so he could move forward and receive his license. We make the bonding process as quick and hassle-free as possible. 

2. Apply for Your Bond Online

Our online application is fast and simple. We just need some basic information about your business and the type of bond you need, and we can process your request. 

3. Get a Bond Premium Quote

In most cases, we can give you a premium quote very quickly. However, depending on the complexity of the bond and your situation, it may take up to 24 or 48 hours to get a quote. We always guarantee that you’re getting the best quote possible every time. 

4. Pay the Bond Premium

Once you pay your premium, we’ll email the bond to you. If you need a hard copy, we can send one to you.

Other North Carolina Surety Bonds

Resources

North Carolina License Info

Lance Surety Bonds is licensed to underwrite surety bonds in North Carolina.

License Number # 1000647001


About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

What Our Clients Have To Say?

Kimberlee Ables

Quick response times and turn around for issuing bonds. Great customer service and very knowledgeable. We have used Lance Surety multiple times and have never been disappointed. Highly recommend them and Collette!

Andrew Poincot

Long story short, these guys cut through the B.S. and get the job done. Responsiveness, excellent! Communication, excellent! Respect for their industry partners, excellent! John, Collette, Ryan, you're all-stars! Thank you!

Margie Martinez

We decided for Lance Surety Bond's quote for 2 reasons; Price and Customer Service. Our Representative Ryan was just SUPERB!! [...] I highly recommend Lance Surety Bond for all your Bonding needs! I'll definitely come back for all of mine. :-) Thanks Ryan!